OppFund’s Justice Fund Initiative is an approach that helps enhance/expand the capacity of African Americans, and other people of color, to effectively access capital. We proactively tackle barriers which often prevent successful home and/or business ownership.
The JFI process empowers our clients, helping them gain knowledge, grow wealth, and pass both forward to the next generation.
OppFund provides guided access to specific Technical Assistance and Wraparound Services which compliment the loans we offer. This is accomplished through key partnerships with Operation HOPE, Accounting Aid Society, TechTown, NID-HUD Counseling, and other notable community stakeholders.
How It Works
The Process
With new technology improvements, OppFund now assesses interested loan clients through it's newest intake portal to see if they are ready to apply and qualify for lending capital.
If a client needs assistance, and/or are unable to currently complete or submit required documents to apply now, OppFund warmly refers the client to an organization that could assist them with their needs.
Clients will then undergo and successfully complete specific services or training, receiving follow up contact and a reassessment of their ability to apply by an OppFund team member.
Once the client completely satisfies all requirements to apply for OppFund lending capital, they will proceed into the lending/application process with an OppFund lender.
The client will work with a dedicated team member to walk them through the lending process through closing, and beyond.
How Can You Benefit
What's In It For You
You now have a way to assess your ability to qualify for capital, before actually completing an application.
Your personal Customer Experience Ambassador (CEA) will meet you where you are, allowing you to discuss your lending needs and barriers that may have hindered you from obtaining capital.
Your CEA will provide you the best resource providers to help mitigate those barriers to capital, while providing a warm referral to receive professional assistance at little to no cost to you.
Yes! The costs may be covered with your commitment to follow through on enrolling and completing the services necessary to remove any barriers preventing you from accessing capital.
Let our knowledgeable team of lending experts guide you to the resources you need to obtain a "YES" to your loan application!
Our JFI Partner Services Prepares You To Win!
Credit Repair
Credit Building
Debt Reduction
Budgeting/Saving
Homebuyer Resources – Online (Self-Paced) – E-Home America
Homeownership Counseling/Certifications
Budgeting/Saving
Foreclosure Prevention
Small Business Educational Resources – Online (Self-Paced)
Business Workshops/Classes – Online and Classroom
One-on-One Business Coaching Resources
Accounting Services
Tax Filing Services and Assistance
Building Business Credit (?)
Real Estate Developer Resources – Online (Self-Paced)
Real Estate Developer Coaching
Real Estate Partnering Network Resources (NAREB)
Accounting Services
Tax Filing Services
Frequently Asked Questions
No. The intake form is only an assessment of your ability to fully complete an application with all required documents. It consists of yes/no questions to see if you are ready to apply or missing required information.
Depending on the assistance you need costs may vary. However, with your commitment to receive and complete services, grant funding may be available to pay for the cost of technical assistance services on your behalf.
No. In fact, the intake form only asks you to provide your name, email and an optional telephone number to be contacted by one of our team members.
Unfortunately, not at this time. Lenders view unemployment benefits as “temporary income”, because payments are received for a limited period. Please view our brochure on this subject. In the meantime, you can get prepared to qualify for a loan by accessing our JFI Community Resource page.
Send an email with your name, contact number and a description of your situation to jfi@oppfund.org.
Yes, many of the technical assistance services are offered in an online capacity. However, there are classroom options available.
Ready to Take the Next Step? Get Started With Your Assessment Today!
Meet the JFI Round Table Members
"Collaborating for Change!"
Working together to reduce/close the “Wealth Gap” in Michigan
Help Support JFI
Are you interested in making a lasting impression? We welcome individuals, corporations, congregations and foundations to consider making a social impact investment for as little as $500.
