Opportunity Resource Fund is Michigan’s only CDFI loan fund offering single-family mortgage loans.
Our Vision
We envision homes providing shelter for generations of families; successful small business creating jobs; and vibrant community facilities.
Our Mission
Opportunity Resource Fund provides loans to create equitable economic and sustainable opportunities throughout Michigan, one person, one job, one home at a time.
OppFund's Approach To Capital
Integrity & Ethics
We treat everyone fairly, respectfully, and honestly.
Diversity & Justice
We respect, value and support people from all backgrounds and perspectives, and we have the courage to do what is right.
Innovation
& Excellence
We embrace new ideas, do things differently and challenge the status quo without fear while striving for exceptional results that exceed expectations.
Community
& Commitment
We work collaboratively as a team dedicated to serving and strengthening Michigan’s communities.
Fox 17: Opportunity Resource Fund grants loan to Marvelous Kidz Learning Center
Our LinkedIn
OppFund Tackles Michigan's Systemic Economic Challenges
Severe Housing Shortage
Rising Housing Cost Burdens
Small Business Access to Capital
Household Financial Instability
Neighborhood Decline
Our Community Impact Across Michigan
OppFund’s loan products and programs provided access to capital across Michigan to realize their dreams of homeownership, affordable housing, entrepreneurship, and neighborhood revitalization.
*All images in this map are real project photos from OppFund’s Annual Impact Reports (1985-2024).
Financial Strength
OppFund has a record of strong financial performance. We have earned a variety of top ratings and recognition.



Ethical Procurement
OppFund prioritizes working with minority-owned, locally-sourced businesses by intentionally seeking out local vendors who reflect the communities it serves and ensuring they have equitable access to contracting opportunities. By directing its purchasing power toward businesses that have historically faced barriers to capital and contracts, OppFund strengthens local economic ecosystems while ensuring that its operations align with its mission of inclusive, community-rooted development.